* { margin: 0px 0px; padding: 0px 0px; }
html { height: 100%; }
body { height: 100%; min-height: 101%; margin: 10px auto; font-family: Times New Roman, Times, Sans-Serif; font-size: 16px; color: #FFFFFF; line-height: 1.3em; background-color: #332C23; }
table { border: 0px solid; }

table.layout { margin: 10px auto; background-color: #332C23; background-image: url('images/content-bg.jpg'); background-image: top center; }

td.header { background-image: url('images/header-bg.jpg'); background-position: center; background-repeat: no-repeat; }
td.header-photo { padding: 0px 1px 0px 0px; background-image: url('images/photo-bg.jpg'); }

td.menu { background-color: #1A1611; background-image: url('images/menu-bg.jpg'); background-position: left; background-repeat: no-repeat; }

td.footer { padding: 3px 0px 0px 0px; font-family: Arial, Verdena, Sans-Serif; font-size: 8pt; font-weight: bold; color: #000000; line-height: 1.3em; background-image: url('images/footer-bg.jpg'); background-position: center; background-repeat: no-repeat; }
td.footer a { color: #000000; text-decoration: none; }
td.footer a:hover { color: #FFFF00; text-decoration: none; }

td.top-menu { padding: 7px 10px 0px 0px; font-family: Arial, Verdena, Sans-Serif; font-size: 11pt; font-weight: bold; color: #000000; }
td.top-menu a { color: #000000; text-decoration: none; }
td.top-menu a:hover { color: #FFFF00; text-decoration: none; }

td.font-times { font-family: Times New Roman, Times, Sans-Serif; font-size: 16px; color: #1B1811; line-height: 1.3em; }

.pic { border: 1px solid #1B1811; }

a { color: #0000FF; text-decoration: none; } 
a:hover { color: #FF0000; text-decoration: none; }

ul.benefits
{
}
 
ul.benefits li
{
    list-style: none;
    text-align: center;
    font-weight: bold;
}